Unlock the Door to Your New Home with Our End-of-Year Closing Guarantees
The home-buying process is one of the most exciting journeys you'll ever take—but we know it can sometimes feel stressful, especially when it comes to meeting closing deadlines. At First Team Lending, we’re making it easier and faster than ever to step into your dream home with confidence.
Through the end of the year, we’re proud to offer two incredible guarantees that put your needs front and center:
$2,500 Guarantee for Buyers
We’re so confident in our ability to get you to the finish line that we’ll guarantee $2,500 to you if we don’t close your loan on time.*
$2,000 Guarantee for Sellers
Selling a home? We’re just as committed to meeting your timeline. If we don’t close the buyer’s loan on time, we’ll provide you with $2,000 to make up for the inconvenience.*
Fast-Track Closings in as Little as 15 Days
Time is precious, especially when you're buying or selling a home. That’s why we’ve streamlined our process to close loans in as little as 15 days. Whether you're looking to move in quickly or ensure a smooth sale, our team is here to make it happen.
Why Choose First Team Lending?
Experience You Can Trust: Our team of experts works tirelessly to simplify the mortgage process.
Transparent Communication: We keep you informed every step of the way, so you always know what to expect.
Proven Results: With thousands of happy homeowners served, our track record speaks for itself.
Don’t Miss Out—Act Now!
This special guarantee is only available through the end of the year. If you’re ready to buy or sell, let us help you close with confidence and speed.
Contact us today to learn more about our $2,500 and $2,000 guarantees, and let’s make your homeownership dreams a reality!
*Terms and conditions apply. Guarantees apply to qualifying loans and depend on meeting all required deadlines. Contact our team for full details.
Tampa Expansion!
Exciting News: We’re Expanding to Tampa!
Over the past year, we’ve had the incredible opportunity to immerse ourselves in Tampa’s dynamic and thriving community. From fostering meaningful relationships to conducting in-depth market research, it’s clear that Tampa is the perfect place to take the next step in our journey. Today, we’re thrilled to share some exciting news: we’ve officially received approval to open our second branch in Tampa! 🎉
This expansion is more than just a new location—it’s a chance to better serve our partners, clients, and team members both present and future. Tampa’s energy, opportunities, and growth potential align perfectly with our vision to provide exceptional service and build lasting connections.
Leading the charge in Tampa will be Nico, who has been an integral part of our growth and success while Vittorio continues to run the show in Michigan. Nico’s leadership and dedication will ensure that our Tampa office embodies the same values and standards you’ve come to expect from us. While Nico will oversee the Tampa branch, rest assured that he will remain accessible to all our Michigan partners, clients, and team members. Vittorio will also be available for all things Florida. Our commitment to you doesn’t change with geography—it only gets stronger.
We’re excited for what’s ahead and can’t wait to deepen our roots in Tampa while continuing to grow alongside all of you. This expansion represents a new chapter, filled with endless possibilities and the promise of even greater achievements.
Thank you for your continued trust and support. Here’s to growing together, no matter where the road takes us!
If you’re interested in joining our team or learning more about how we can support your goals, visit our contact page today. We’d love to connect with you and explore how we can grow together!
Stay tuned for updates as we settle into our new home in Tampa. 🌴
Warmly,
First Team Lending Tampa
NMLS 2672843
Understanding Property Tax Changes After Buying a Home
When you buy a home, your property taxes might not remain the same as the previous owner’s. Here’s what you need to know about how and when your property taxes may change:
Why Do Property Taxes Change?
Property taxes are calculated based on the assessed value of your home and your local tax rate. After a home is sold, many municipalities reassess the property’s value. If the purchase price is higher than the last assessed value, your taxes are likely to increase.
When Will the Change Happen?
Immediately After Closing: Some counties reassess properties right after the sale. You might see the change reflected in your tax bill during the first full tax year after your purchase.
Annual Reassessments: In areas with regular annual assessments, the increase may align with your area’s normal assessment schedule.
Delayed Reassessments: In some states, tax adjustments may not occur until the next official county reassessment cycle, which could take several years.
What Can You Do?
Budget for Increases: When planning your home purchase, account for potential tax hikes.
Research Local Policies: Check with your county’s tax office to understand the timing and process for reassessments.
Consider Exemptions: Some buyers qualify for tax breaks, like homestead exemptions, which can lower your property tax bill.
Understanding these potential changes helps you better prepare for the financial aspects of homeownership. Have questions about how taxes impact your mortgage? Feel free to reach out!